Closing Timeline: From Accepted Bid to Keys

Every step between a winning bid and the notary appointment in the Netherlands, including the bank guarantee and the three-day cooling-off period.

Closing Process

Timeline from bid acceptance to receiving keys

The Buying Journey

5. Finalizing

Arrange your mortgage, pay the 10% security deposit (or get a bank guarantee), and finally visit the Notary for the transfer of ownership (leveringsakte) and the mortgage deed (hypotheekakte).

Purchase Agreement

Sign the 'koopovereenkomst' and manage the 3-day cooling-off period.

Security Deposit

Provide the 10% security deposit or arrange a bank guarantee (usually within 2 weeks).

Final Inspection

Meet at the property for a final walk-through, appliance check, and meter readings.

Notary Appointment

Official transfer of the property (Overdrachtsakte) and mortgage deed (Hypotheekakte).

Key Transfer

Final walk-through of the house followed by receiving the keys.

Moving Day

The day you officially move into your new home.

Next Steps

Moving Guide

Moving Checklist

Read expert tips

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